Transference isn't just intense feelings of love for a T.
Here's an eg, T was asking me a question the other day and as I was busy packaging my answer, I then blurted out "you're trying to trap me". T said, "no I'm not in simply asking how you felt ". It was then I realised it was a through back to my mother, she was always trapping me, baiting get questions.
Earlier in Therapy, T would have pointed that out to me with something s "that's how your mother used questions to trap you". But I can catch myself now more when it happens.
So no, have an intellectual understanding doesn't prevent it. Because most people really don't have a true understanding, only a fear based misinformation on what transference might look like.
Ams anyways, I'm hapoy it happens. It's through it that change ams healing happens.