I noticed that you attended "little" college, does it mean you never graduated with a degree ? Could be that it effects your opinion on the whole thing? Do you plan on ever going back to school? Also keep in mind if she manages to not take loans for undergrad, it is very likely she'll need to take loans for grad school. Now you mentioned planning on having a family soon? Is there a big age difference? Why rushing if she is still in undergrad? How old is she?

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