My anxiety has been rather high of late.

I am always reluctant to shop and do my errands but now that the stores are filled with shoppers I am all the more fearful, awkward, and concerned. But other things are causing a great deal of anxiety. I have catstrophic fears about my car and driving in the snow and ice (it will break down, I will get stuck, I will get in an accident). I am freaking out about my money situation. I am overstretched, overwhelmed and unable to say 'no' to those taking advantage of me. And finally, I need to ask my dad for help but I am scared to do so.