I am going to say your errors and forgetfulness is caused probably by two things, depression can make it almost impossible to concentrate and remember things. And also the pot. You should see if being on an anti depressant makes it easier for you to not self medicate, cause that is what you are doing. I was doing the same with alcohol and have not had the desire to drink nearly so much since I got on the meds.

When I was battling depression the first time, many years ago, I messed up my finances completely! I was a single mom so there was no one there to help me out. I paid my rent twice, but got so behind on my car payment it was repossessed. On my birthday. But hey, I recovered and got my stuff together and it worked out fine. As will yours.

Here is a banking strategy that my husband and I use so that we don't ever have problems with bills bouncing or over spending. We have one checking account that our spending money goes into, and one checking account that our bills come out of, we transfer whatever money we need into the bill pay account and whats left is our spending money. Maybe something like that could help.