According to something I read somewhere recently (how's that for pinpointing accuracy? ), most of these scammers are in other countries.

You should always look at where links are going before you "click here" in an email. Even if you know the person it came from, sometimes friends fall for these kinds of things and pass them along.

I'm always getting emails telling me there are problems with my account, for banks and other companies I don't belong to, and never have, LOL!