I see threads with people asking similar questions from time to time. There never seems to be much agreement on what the correct answer it.
My suggestion would be to tell him that you have bipolar but not to discuss your money issues now.
I am in my 50s and consider myself post-relationships (at least for now), but this question came up a lot for me when I was younger.
One thing you can do is to imagine that you don't have mental health problems but have met someone who does. When do you think you'd want to know?
I know that I'd want to know right away. I'd want to person to mention it in the sense of "here's something about my life, something I struggle with" but not in the sense of "I'm telling you this in case you fall in love with me" (too much too soon).
If I met someone who had a chronic illness (psychiatric or medical) and I was interested in them, I'd do some reading about it.
Oh, you asked if you should e-mail him. I'd vote for something more casual - a one-sentence comment when you're with him - maybe something in context in a conversation you're having about something you do or don't do because you're bipolar (drink alcohol, stay up late, etc.)
He may ask more questions or he may not right then.
I agree that there's always the possibility of being rejected if you share. (I think that may be why people disagree about what's the right time to tell someone.)
Feel free to disregard any of the above - I think there really is no exact right answer to this question. Good intentions count for a lot, though.
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