All insurance covers necessary treatment only, and they are happy to define that and decide what constitutes necessary . Most therapists know the game of insurance, and how to get their patients the services they need. So, see what your therapist has to say too.

My insurance covers therapy at 100%, no copay, no limits. But I have an 8 year relationship with my therapist, who is not a member of the insurance plan's provider network. She reduced her fee dramatically for me so insurance is not even involved, and I like it that way