Some quick background--I'm a senior in undergraduate college, (hopefully!) graduating this May. My GPA is decent but not great, I don't have really any extracurriculars, and I don't have work experience in psychology, only in my other major (sociology), but I want to go to graduate school for psychology.

I missed a few deadlines for applying to schools that I was very interested in, and the schools that are left are very selective. I had thought about taking a year off, but I cannot afford it and there's nowhere for me to live during that time that I could stay in and get a decent paying job to save up while paying off tons of student loans from undergrad.

I don't want to stay in school now, but I'm almost positive that if I don't do it now, I won't be able to get myself to go back once I'm done. I'm not motivated enough to do all those applications again, I don't think I would stay in touch with enough people to get good recommendations, and I wouldn't have the money for it, so this is my best bet this year, I think.

However, I'm not sure if it'd be worth it to go to a school I'm not in love with. I'm tired of moving every year and would like to find a place I could be for a few years at least, but all of the schools I'm applying to this year are in the same city because those were the only ones I was interested in that I didn't miss the deadline for. I don't know that I want to go to this city; I would have much preferred the one I missed deadlines for, but I can't do anything about that this year.

Basically, I don't know what I'm thinking or doing, and I'm not sure if it's reasonable for me to hope that I can get into at least one of these selective schools and not feel like I'm settling. I settled into my current school and I really regret it, so I don't want to do the same thing again, but I don't know what to do because my options don't look great from this point. Advice of any sort would be great and really appreciated! Thanks for reading