Hello Gracetoo71 --

Welcome to the forums. Don't worry about "dumping" here. It's one reason that the forums are here.

It's always emotionally hard to leave someone. Money may be involved, too.

Here's what I see in your story:
1. Your husband disrespects you.

2. Your husband doesn't want to change.

3. His son is in trouble at school and with the law. This means -- it's not just you being "picky" about the kid -- the rest of the world sees a problem with him, too.

4. It's not good for your daughters to be in this environment. Soon, they will be at an age to challenge your authority, and they will test you. It's the nature of most teenagers. What will happen if the example they have is that are not able to enforce grounding, etc.

The questions I have: What is good about the relationship? What do you still love about this man and your life with him? Why are you staying?

You can probably write a book about all this. I hope your therapist will help you to find answers.

Good luck.