Don't want to scare you, but let me tell you a story...

My cousin wanted a man very desperately. Not just a bf, she wanted to get married and have children. She is educated and rather hard working. She met this guy online and they clicked. He was not working and was still living with his parents although he was in his late 20s. He seemed smart. They got married and had a child together.

Now the child is 3 years old, they still live in his parent's place with his parents and he is not working and not planning to get a work. Nobody knows what his issues are because he doesn't want to go to therapy.

I would advice not to give them money and see what they do.