Although debt is a tough thing to deal with, it's not the end of the world. I wouldn't worry about why your mom has debt but rather focus on bettering your life.

I know life is tough but I am confused on how two working people can't rent 1 bedroom. I understand you worry about your roommate but it all sounds so tough. I wonder if you should stop worrying h about roommate

Also two of you should really consider going to college or trade school at least part time so you can have some type of job training or career so you can have a better life. You kind of lucky mom even considered helping out. Many parents would not provide assistance to 25- year olds especially if they live with significant others. You might benefit from vocational counseling

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