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Old Jan 13, 2016, 07:42 AM
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ChipperMonkey ChipperMonkey is offline
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Member Since: May 2014
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Quote:
Originally Posted by SoScorpio View Post
I've heard in some cases you can. In any case I can't imagine lenders just taking at as a loss and throwing up their hands. If they have any way to get that money, they'll do it.

Seriously you think that flat out debt is inherited? NO!

Assets are added up. All debts are added up. If debts are greater than assets, it all goes to creditors. If you want something out of it all like the house or the car then yes you're in debt, but my point is that if her mom owes millions and her assets aren't enough to cover it all then the adult children don't automatically inherit this debt!

Yes, a LOT of debt is written off after death. Creditors will try to get what is due to them but they can't legally come after the next of kin if all assets have been liquidated to pay the debts and there was no co-signing or other ownership of debt.
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