Sharky its ok to be scared about new things that come to us in our lives even things hat we do not understand.
I know where your coming from about your contract and the worry that you have about it and your studants. I deal with the same thoughts every day as do every one in our state of mind some can deal with it and some cant . I have been in my own business and doing my own thing for about twenty eight years and have delt with my depresion on my own and still doing it. allways keep in mind your never really alone you found this site and alot good people seem to be here to help Im new to the site but I have read alot of probleams and alot of responses you have good support here stay srong and willing to overcome and you will be ok. I found an outlet for my worrysome thoughts I wright and it seams to help for the tome being. good luck haller at me any time.