I'm really fortunate. I'm retired military and live near a military hospital so my pdoc sends the scripts there and i get my meds for free. I'm also on Medicare so that takes care of the hospital visits and most of the therapy visits. My military health care takes care of the rest. This helps make it worth 22 years of sacrifice to my country (except for the PTSD--that I could've done without). There's no way I could afford all the med changes and hospital stays otherwise.