I don't know. I have never met a therapist who does not take insurance in my area. I have met an dealt with many through my work. I would also wonder if the wonderful T's who don't take insurance because they are in it for the money. While I understand they need to make a living to exclude people because they have insurance is greatly reducing who they are willing to help. My T is the opposite she is NOT in it to make a lot of money (enough to live off though). She excepts most forms of insurance even the ones many other therapists won't take due to low reimbursement rates. She will work with clients who can't pay their copays (for established patients I assume) even if they have one of the companies with a horrible reimbursement rate (like mine). I always pay my copay but during times where I have struggled financially she offered to wave my copay. She tells me that she isn't in this to make a lot of money. I have never taken her up on the offer though.