It sounds like your therapist doesn't have the directness to simply terminate you and refer you on, so he's trying to make things so uncomfortable for you that you'll terminate on your own. He's hoping you'll take the hint and you aren't I suspect.

You might want to start looking for a different therapist if you want to continue with therapy. If finances are a constraint and insurance is about to be lost, you may need to look into low cost clinics, etc. to find services you can afford if you want to continue in therapy.

This therapist doesn't seem at all interested in continuing to work with you. I know that hurts and you have all sorts of transference issues going on, but you may be looking for something from him that is simply never going to be.