But I can't afford to pay anyone to make a resume. Any advice on how to make my own, or going to an agency and having one made for free? I'm not sure what resources are out there, but I definitely need a better paying job because I can't afford to pay all my bills and I'm not getting any financial assistance anymore. So its time for a new jobs, and I have a college degree, but cover letters and resumes...I don't have a template for either. I use to on my old laptop but it died and I wasn't able to retrieve them.