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Old Feb 03, 2016, 12:11 AM
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LonesomeTonight LonesomeTonight is online now
Always in This Twilight
 
Member Since: Feb 2015
Location: US
Posts: 22,007
Quote:
Originally Posted by growlycat View Post
My long term T in the past year has decided not to accept insurance.
Thankfully, I have a local CBT T who does accept my insurance.

It seems like this is a nasty trend ---what if medical doctors decided that they would only take cash?

In some cities like NY and Boston this seems increasingly true. I may have the opportunity to move to San Francisco but it such an expensive place to live I could imagine a whole commi=unity of T's who don't accept insurance.

Feel free to share your stories here.

If you know anything about SF specifically please give me your thoughts!
Not sure about your insurance plan, but do they offer out-of-network benefits? My T, MC, and p-doc aren't in any network, but we get reimbursed 60% by our insurance (have good plan from H's employer). I'm lucky in that they file the paperwork for it--I get the sense many places will give you what you need to submit, but you have to send it to the insurance company yourself. I think with Obamacare, plans have to provide the same level of coverage for mental health as, uh, regular health. So you should still get reimbursement for out of network on some level.
Thanks for this!
growlycat