Oh god where do I begin! To say that I live paycheck to paycheck would be an understatement! I am completely out of control with money. My bank has this thing (if you don't qualify for regualr overdraft protection) where you can get up to $360.00 cash advance if you have direct deposit on your paycheck. Well, stupid me, I got into the vicious cycle of borrowing then paying it back then HAVING to borrow the same money again. As you may have guessed this service is not free, in fact I feel like an idiot because I am giving the bank so much of my money. They charge $1.00 for every $10.00 that you "borrow".

I just want to scream. I can't get out of this. If I even begin to think about all the money they have made off of me , I start to get really angry!

I don't know what to do. HELP ME!!!!!!!!!!!!!!!!!!!!!!!!!!!!