I love planning, it's my thing. Basically I figure out what I want to accomplish in life, figure out about how long I think it will take to do, than I figure out a way to make it happen. I also pray frequently. It helps keep me centered.

First you list your goal.
Than you list the steps you need to take to make that goal become reality.
As you accomplish each step (technically a smaller goal, leading to the big goal), you gain momentum.

Example:
Buy a house, townhouse, condo.

Than list out the steps, and sub-steps.

1) Check credit score
a) Figure out what you need to do to build it, create it, etc.

2) Save Money
a) Open a Savings Account
b) Determine how much money you need to save.
c) Put money from each check into Savings

3) Obtain a Loan
a) Talk with banker
b) Pre-qualify

4) Find a Realtor

5) Decide on a home

I hope that gives you a better idea.