Nothing like shopping sprees...during my ups...I've manage to spend 15,000 in 60 days...that will hurt soon...

It's a toughy to deal with...I was doing so good and then wham...I feel for you...

Doesn't help with overdraft protection...I have heard about people freezing their credit cards so they have to wait for them to defrost...

Unfortunately...I would have a pick in one hand and a blow dryer in the other...or just boiling water....