That is NOT possible in regards to the home title. If there is a loan, both names are on it no matter what the title says & he would have to file a quit claim in order to get his name off the title. It's not something you can do without his cooperation. You can't even get his name off a loan unless you refinance in only your name but that would mean that you would have to get a new loan & qualify on your own.

Divorce is the only thing that makes it possible for the lending company to know who is residing at the property & the date & terms of the divorce. It's a complicated mess which is probably why he's not being quick to move out. I lived in the same house in different rooms with my H for 13 years before I was finally able to get out because of financial complications in the marriage. It was a miserable 13 years & I was seeing red every time I had to deal with him by the end of those 13 years....I grew to hate him & couldn't tolerate anything about him by the end.

It's much better is you can truly separate & end the marriage if it's in such a bad place...better for the kids not to have to deal with the bad feelings that exist also....they can sense if even when we think they can't.