Hello with or without you: Oh yes... as I look back on my life (I'm in my 60's now) I just cringe at all the money I threw away on useless junk in a futile effort to make myself feel better! Plus... as a result of a combination of mental health & physical problems... I stopped working around 15 years or so ago. I've now simply aged into retirement. But... oh... the thousands of dollars... I might as well have just flushed them down the toilet. And, in the end, I "went crazy" anyway...

So now I have vowed not to spend any money on myself that isn't necessary. I wish I had thought of this years ago!