Hi. I'm in a great sexually super charged relationship with a wonderful woman who happens to be 10 years my senior.
It's been a great romance upto this point and we spend most of our free time together and have grown to be extremely intimate and fantastic lovers.
Our shared plans have also progressed rapidly and our lifestyles are integrated around each others families and friends who accept us both as their own.

However there is a real sticking point that has arisen between us and may break up our beautiful love and that is kids - she wants them before her biological clock runs out and I want time to establish our careers before I have the added pressure of children. It came down to ultimatums on time frames for her and I. We have a kickass relationship, fantastic frequent sex, amazing dates every weekend, really love each other and we don't want to end it.
Now we are going to a counsellor about it, but that's not happening for over a month, will be unaffordable and it's shaking both our lives apart in the meanwhile. I'm screwing up exams and she's taking time off work etc.

She works fulltime and studies part time already.
I study full time and work on breaks. She earns six times more money than I have to live on as a student & I've had to burn most of my savings to be equitable (and she owes me money at this point, though I frequently use her better resources so it evens out). When I finish studies I will out earn her. She wants children before that time and I believe I'd have to leave study to become the primary carer.
Despite all that and active socialising, we get about 3 full days a week together on average.

We have different religions, I'm Christian, she's strongly ex-catholic & is a Buddhist. I went to see the Dalai Lama, she regularly comes to (and enjoys) my modern charismatic church.
Of course I'm not exactly a model christian and she's not exactly running for the Lama party but we are basically ethical, moral and good contemporary people at heart.
So the main question for us is if we wait, will we kill our possibilties to have kids or will we disadvantage our kids by messing up our careers too soon?
Please help!!