It's actually $1200 copay for inpatient. Then everything is covered except drs. are covered at 80%.

Disability medicaid will cover anything after your spenddown which is determined by income. You can apply online or contact the billing office to see if they have any way to help (my hospital uses an agency to coordinate and they make it much easier).

Some hospitals will also give you financial assitance if you are in a bad place even with medicaid/medicare. I may have to do that to pay for my 2 hospitalizations in the last year.

Oh, and your 2nd hospitalization won't have a copay because it was so close to the first. I forget how many days it is but somewhere around 60 days you don't have a repeat copay. So the 2nd will just be the 20% for doctors.