I live in the U.S. Please PM me for more specifics. I will appreciate any help understanding my options, and where I can go for more help. Maybe some sort of crisis counselor can help, one who understands the system.

Update: I will need to focus on what is available for no cost. I am afraid to look at my bank account. I have been on a spending spree for a couple years now. No more. There is no more money to be spent anymore. I have spent it all except for a couple thousand. Most of that is going to my recent repair of the car. I also will need to see to a med adjustment for my mother. That can help.