I hate insurance companies. Some of the crap they pull off is illegal or borderline illegal. Either way, it's immoral.

I remember a case from NH before Obamacare was enacted. There was a girl who had cancer, and she couldn't afford treatment because insurance refused to pay for it. (She was on her parents' insurance but got kicked off when she was 18... and no insurance company wanted to pay for her "pre-existing condition".) So, she had to work 2 part-time jobs in order to pay for her chemo. She ended up dying because she had to wait until she could afford treatment. I thought that was really messed up.