I'm so sorry you're going through that. That's just awful!! I hope you are feeling better. Well, I don't have any advice just that if you get the funds to pay for the vehicle the bank will usually let you catch up pay some fees for the towing, and some other crap and let you take it back. It costs more for them to sell it in auction and sue you for the deficiency. those are business/legal bills they don't want to pay since they're operating on a loss. I have more info to give but it parlays into bankruptcy ... not sure if you want that.

of course if they sell the car at a higher price than the outstanding amount, fess, etc. they cut you a check. I saw that happen once.