I'm more stressed out than ever as yesterday we got our first ever foreclosure notice taped to our door. I'm freaking out. My husband told me to not worry about things. It says that we have 90 days left to stay here.

OMG, does this mean that we'll loose our house? He refinanced the house, so he now owes $400,000. I don't know how the hell we'll be able to get out of this mess this time! Have you ever known anyone who's been through this? If so, what happened?

We have been through this mess before to where we fell behind on the mortgage. We pulled out of it though and got on some payment plan according to him. He controls the finances and he tells me very little about what's going on. He just told me that some realtor is helping us out with making payments in return for using him as our realtor in the future.

We live in Ca. Has anyone else been through this? Does it look like we'll end up homeless soon? This is killing me! And the worse thing is that since we both have bad credit, it'll be hell trying to get an apartment if we're forced to move out. Not to mention being able to buy a house in the future will be next to impossible unless we're able to pay for it upfront in the future probably.