I get the point about not wanting to discuss things after a certain time at night, however.....

Let me tell you the story of 2 widows in my life. One was kept in the dark about the financial side of family preservation, hey they were country club sect and she just didn't need to worry, right?
The other, they still had finances no doubt but her husband didn't want her in the dark if anything happened to him.
One was taken advantage of by family, the other was so far ahead of the game and continues to live comfortably and independent.

Point being, if he loves you he would want to see that you can manage in the event of his absense. That's what providers do.