2. There are website that give free legal advice. Google "real estate legal advice". Talk to an attorney in your county.

You can do this without your husband knowing.

You are going to have to sign to do anything legal regarding your finances and your home. If your husband puts something in front of you and says "sign"... You shouldn't just blindly do it.

Your husband might have hid all kinds of assets from you. He might be setting this whole thing up to divorce you and leave you with nothing but debt.