I hate talking about my private life but I think I'll risk it. My monthly benefit is $575. $100 of that goes to Medicare. I normally see my doctor twice a year. For each visit I pay almost $75 while Medicare pays $25. I haven't used the hospitalization part but I suspect that it wouldn't cover much more percentage wise than what they pay my doctor. It just doesn't seem worth it. Am I doing it wrong or is Medicare just really not worth the cost?