I live in a place of 'public' healthcare - but not all things are covered. Not all service providers are equal. Example chiropractors, dental, eye care are not covered. These can be privately insured. Also, seeing a specialist (example psychiatrists and psychologists) is not always covered. Generally if you have a doctor's referral then it will be covered.

Public healthcare does NOT mean your pharmacare is covered. In my ow case the only reason they are affordable is because I am on government assistance.

Public healthcare here also does NOT mean that user pay service does not exist. For example, to get a knee replaced is about a 2 year wait via the public system, yet I can go to a private clinic, pay for it, and have it done immediately.

In essence then we have a 'two tier' healthcare system. A seperate one for those who can afford it.