Well parents do teach kids some things but there are many other resources. Plus I don't know how old you are but probably some years passed since you were in your parents household. Plus things change. Whatever they maybe taught you wouldn't even be relevant.
I personally am not very good with finances so I talk to my financial advisor about things like that. Just call them. You can even talk to someone at your bank. Or talk to CPA of whoever does your taxes. I rely on professional help in cases like this.
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