I didn't take offense

I've been working full-time since July... so I guess I've saved it up between July 2015 and probably February 2016. I'm a software engineer and it helps that I have a masters

I *had* a scholarship for undergrad, but I lost the scholarship after my first semester. I was super depressed and I didn't know why (because I wasn't diagnosed yet), but I got like a 2.0 GPA and needed a 3.0 to maintain the scholarship. So, I pretty much paid $60k for 4 years.