I left my H 9 years ago & never looked back. Financial issues have created a problem affording a divorce but financial reasons are why I NEED a divorce not seeing or dating anyone & have no intentions of so that isn't an issue.

Your separated wife coming back after 2 years away sounds more like she is financially desperate & has found that the grass wasn't greener on the other side of the fence. Sounds more like being used than really loving you & really wanting the marriage to work out of REAL LOVE.

I would just file for the divorce & get it over with. Glad she is willing to communicate. Not sure how long that would last if she doesn't get what she wants....but doesn't sound like the kind of wife you really need