Interesting. If you have these symptoms regardless of whether you are very active or not at all, it's not likely that you have BP. Schizoaffective disorder, depressive type, might be more accurate. If you do have mania (and indeed, it could be that you don't recognise it as such), schizomania, schizoaffective disorder, BP type, is probably a better diagnosis.

It's not unlikely that the person referring you (your GP?) isn't quite sure about the exact diagnosis (she/he can't be: it takes years for a good diagnosis, but you can get meds/treatment with a provisional BP diagnosis, so don't worry) and wanting to be careful, has not given you a (provisional) diagnosis of schizophrenia or anything on the schizophrenia spectrum.

So, schizoaffective disorder might be best, but which type depends on whether you ever experience mania.

But a psychiatrist should get to know you during some time to actually diagnose you properly.

At any rate, you are perfectly fit to join us here: we all have similar difficulties.