I am ...gee I hate to think - $70,000? - my super will cover that when I retire but I will be left with nothing and all I'm doing is paying the interest - and now I have another card because I got it to transfer a balance but spent it instead...

I sort things out - make a plan - then don't stick to it... its like i'm on self destruct

I know i think i dont deserve to be happy - various things have shown me that when I am happy bad things happen - so i mustnt be happy

at the moment i just dont see a way out

I cant go bankrupt - im a nurse and if i do that i lose my licence to work and then im really screwed

note to self must win lotto

note to self must buy ticket