I think you are focusing on our worlds standards of achievement and self worth and it's leaving you feeling bad. It's so hard because our culture says we have to have a stable job, make decent money, get married , have kids, Blah blah blah. But that's not what matters imo. People kill themselves trying to reach these goals our society says are important. What's important is just finding a way to be happy and being yourself. So being happy means different things to different people. It doesn't mean college for everyone. Or making a lot of money in a flashy job. Just find your own way and know that's what's important in life, not satisfying what everyone else says you should be doing. So decide what you really want and do that. people who think you are a loser because they have their own place or a degree or whatever are just not understanding that life is about different paths for different people and it's okay to go a bit slower than others in finding your way. They just make themselves feel good by comparing and feeling "better" than others when all that matters is that we are finding our unique ways in life.