You aren't stupid. We've all been there. I don't know what to advice about the baby as its a personal decision but it's ok to stay with your family until you are on your feet and it's awesome idea to open a business. Sounds like a very good plan to me. If you decide to keep a baby please file for child support. Regardless if he responds to you or not make sure he pays his part. You are a strong person and whatever you decide will work out.
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