I'm still on the loan even though the loan mod was just in his name. As part of the divorce & loan mod I did a quit claim on the property. If I ever get back there to get my things, I will be required to have him there when I take my things out ( if that ever happens?)....so no, after the divorce, the judge determined who owned the house even if his name is still on the loan, he no longer owns the house....at least that's my understanding of how it works from talking with my lawyer.