Thanks again, everyone. Well, I'm happy to report that I'm safely settled in a decent living situation, have started a new job at the new university (today!

, and I'm getting socially involved little by little in my new environment. It's going surprisingly well. The debt is still there, but the debt will just damn well have to wait. Right now, I'm trying to take care of myself day to day.
One piece that I do still need to work on is counseling. I need to find a therapist who's willing to wait for payment while my insurance is pending. (I've been told it'll be retroactive from the date I applied, so it'll cover any visits I have now...provided the therapist will wait for payment.) I've been kind of bouncing off the walls without regular counseling, especially with some bumps in the road. Actually, I've been having spiritual crises, and trying to force myself to produce - on a dime - beautiful pieces of writing fit for publication. (This last mostly in a desperate attempt to make quick money, as well as "finally" accomplish my life's goals. A rather tall order to fill in a week's time.)
Glad I found this thread - it's good to see how much progress I really
have made, and fairly recently. Plus, y'all offered pretty sensible words of wisdom here. I think it's been my neglect of mental health upkeep that's led to the recent desperation. I've pretty much let it fall by the wayside, and become blind to how much things have improved.
Well, no more. I'm calling around tomorrow. I know there's a county mental health clinic where they could see me for free until insurance kicks in. For whatever reason, I've been putting off contacting them, but if I can't find a therapist by the end of Wednesday who's willing to see me, I will make an appointment with that clinic.