Puzzlclar, how stressful for you!
Good luck w/the indurance co. ; they can be kinda a pain in the patoot to deal with. Have you had yourself medically checked over, just in case your sore spots might indicate further problems down the line? Possibly your insurance guys will want you to have that done?
So sorry this happened. In April 2009 a guy spend up thru an intersection and hit me on passenger side (right hand) door, and bc I was making a left turn, the police did NOT charge him and my insurance rates went crazy! Urrrgh. They only dropped a bit in 2015 bc it had finally been over 5 yrs. sigh
chin up and feel better please.
Chyia, crossing fingers for a happy outcome