You aren't required to be transparent with roommates. It's not the same as spouses. As about honesty sure you don't want to be dishonest in terms of stealing for example but honesty doesn't mean you tell your secrets to roommates. You know this kinky couple for year and rented a room from them. You didn't marry them. They are idiots asking for thrasperency. My mom doesn't know what is in my account, surely I wouldn't be telling roommates.

I think you need to choose people better. Decent people wouldn't be asking for info that you even need to worry disclosing

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