It's a huge problem for me, and has been all my life. I shopped my way into 44K of credit card debt and had to declare bankruptcy.
Even now when I'm on a very limited income, I tend to shop impulsively. The only thing that stops me, is keeping very little money in my main chequing account - just enough to cover my basic expenses, so I can't on-line shop from it, and then I have another account for discretionary expenses - but that includes food, so I can't really impulse shop too much.
I feel like a total loser for not being able to manage my money better at 47.
splitimage
__________________
"I danced in the morning when the world was begun. I danced in the moon and the stars and the sun". From my favourite hymn.
"If you see the wonder in a fairy tale, you can take the future even if you fail." Abba
|