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Old Jul 05, 2016, 08:16 AM
Depressednerd92's Avatar
Depressednerd92 Depressednerd92 is offline
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Member Since: Jul 2016
Location: USA
Posts: 10
Quote:
Originally Posted by splitimage View Post
It's a huge problem for me, and has been all my life. I shopped my way into 44K of credit card debt and had to declare bankruptcy.

Even now when I'm on a very limited income, I tend to shop impulsively. The only thing that stops me, is keeping very little money in my main chequing account - just enough to cover my basic expenses, so I can't on-line shop from it, and then I have another account for discretionary expenses - but that includes food, so I can't really impulse shop too much.

I feel like a total loser for not being able to manage my money better at 47.

splitimage
I am sorry that you have struggled like that. It is good that you found a way to manage your finances. I need to to start doing something like that.