My husband is retired from working a state job. We now have medical insurance for life and our kids are covered until age 26 I believe. My parents worked union jobs and we always had excellent insurance growing up. When my husband was injured at work a few years ago, we lost our insurance and were so terrified since we all have serious, ongoing health issues. We didn't know what we would do. I don't have any idea how, since our incomes were always so high, but when we needed it, we qualified for medical instantly and everything was covered 100%. My provider is called Kaiser Permanente. I was born in a Kaiser hospital and have had covered with them pretty much non stop for 41 years. They are not perfect, but we've never had to fear going broke due to medical bills. I pay $30.00 for doctors visits and less than $10.00 for prescription. If we need to go to into the hospital, it costs $100.00. I feel so badly for people with high medical costs. I have no idea what we would do. I've been VERY lucky. The one time we needed it, thanks to current legislation, we received excellent coverage. I don't know why I'm so lucky when so many are not. I don't deserve such luck but I'm grateful.