I had a call this morning, after receiving a few from the usual creditors asking for money, this person asked for my husband, I told them he works nights and was in bed, ranted and raved about how many calls we were getting, to get off our backs and give us some peace, we don't have the money to give you, we are seeking legal advice etc etc only to find out it was someone completely innocent so I was left with red cheeks for half an hour afterwards......she went needless to say....doubt she'll be calling again