Could you get a part-time job at school? That might combine things and they might give you a discount on tuition since you would work there? Refinance/consolidate the left over school bills (maybe home equity loan on your house to pay them off; that could be a low rate and tax deductible, etc.) We did that once, put our credit card bills into the refinancing of our house for 30 years, LOL. Not long-term smart but helped for the moment.