I feel stuck between a rock and a hard place. I have an advantage plan for Medicare because it covers more of my preferred providers. Only it's not really paying for anything. I pay more than 60% of my medical bills via my copayson, insurance pays the other 30-something percent, but even that is less than half of what's billed. My therapist doesn't charge me the balance, but my medical doctors all send me the bill for what the insurance doesn't cover (or denies). I might as well save the monthly premium cost and send it to my providers.

Recently, insurance has also started denying some of my therapy appointments even after my t got approval for them. I'm so frustrated with this stupid system. I'm on disability for mental health reasons, but insurance is giving me hassels about it...